In 2014, Obamacare’s blizzard of regulations and mandates will transform the U.S. market for health insurance, among people who buy coverage for themselves. Of increasing concern is the phenomenon of “rate shock,” whereby many Americans face substantial increases in their health insurance premiums. Much of the debate has focused on young men, the “bros” who will bear the brunt of Obamacare’s rate hikes. But in California, women and men will see equally high jumps in the underlying cost of individual-market premiums.
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