Category: Finance

Finance insights covering banking, fintech, investment, financial services and market developments shaping Africa’s economy.

Building with Women: How Microfinance Is Powering Women-Led Businesses in Africa

Across Africa, women-led businesses face challenges including limited access to collateral, financial literacy gaps, and gender norms restricting decision-making. Advans’ programs—such as El Beya in Tunisia, AdvansHer in Ghana, and VSLA-linked savings in Côte d’Ivoire—offer loans, coaching, and flexible financial tools designed for women. These initiatives have increased incomes, supported job creation, and expanded access to education, demonstrating how microfinance, women’s entrepreneurship, inclusive finance, and gender-focused financial services drive economic resilience and sustainable development.

First-Ever Large-Scale Climate Funding Targets Low-Emission, Climate-Resilient Dairy Systems in East Africa

A groundbreaking US$358 million Dairy Interventions for Mitigation and Adaptation (DaIMA) programme, led by IFAD and co-financed by the Green Climate Fund (GCF), is transforming East Africa’s dairy sector into a low-emission, climate-resilient system. Operating across Kenya, Rwanda, Tanzania, and Uganda, DaIMA will directly benefit 2.5 million farmers, boost milk production by 34%, and cut emissions by 2.1 million tonnes of CO₂ equivalent. Through innovation, policy reform, and climate finance, the programme strengthens food security, supports smallholders, and advances the region’s sustainable agricultural transformation.

Finance with Purpose: Unlocking Homes for South African Women

“Finance with Purpose: Unlocking Homes for South African Women” explores the transformative power of finance in bridging the gender wealth gap in South Africa, with a focus on homeownership. The article highlights the challenges women face in accessing housing due to unequal pay, limited collateral, and cultural norms, compounded by a national housing backlog. Alex Area, a Development Finance Specialist at the African Development Bank, outlines how sustainability-linked loans (SLLs) and gender-focused bonds are opening new doors for women to secure property, build wealth, and strengthen their financial independence. By tying financing to measurable social outcomes, these financial innovations not only tackle housing inequalities but also promote inclusive growth. The piece argues that gender-responsive finance, supported by institutional frameworks and rigorous monitoring, is essential to ensuring sustainable, long-term impact in closing the gender wealth gap.

“African banks and institutions must lead on urbanisation finance – or risk being sidelined by foreign investors”, says pan-African banker

African banks and institutional investors must take the lead in financing urban development across the continent or risk being sidelined by foreign capital, warns pan-African banker Sepo Haihambo. Highlighting rapid urbanisation and growing foreign investment in infrastructure, Haihambo calls for domestic financial institutions to step up, offering local leadership, financial structuring, and project assessments to ensure sustainable, inclusive growth. While international finance remains important, she argues African banks are uniquely positioned to anchor long-term development strategies and ensure economic benefits stay within local economies.

Premier Credit Uganda Secures $1.5 Million Investment from Swiss Impact Asset Manager Enabling Qapital

Premier Credit Uganda, a subsidiary of Platcorp Group, has secured a $1.5 million investment from Enabling Qapital, a Swiss impact asset manager, to expand financial inclusion in Uganda. The funding will scale microfinance services, support SMEs, and extend access to credit for women, youth, and rural communities, reinforcing Platcorp’s leadership in sustainable finance across Africa.

Africa needs to leverage Fund for Responding to Loss and Damage to enhance resilience of its cities

Africa, though contributing minimally to global emissions, bears disproportionate climate impacts, with its rapidly urbanizing cities being the most vulnerable. Heatwaves, floods, droughts, and cyclones threaten infrastructure, livelihoods, and sustainable development. The Fund for Responding to Loss and Damage (FRLD), established at COP27, offers a critical opportunity to strengthen Africa’s urban resilience. By financing disaster-ready infrastructure, empowering informal settlements, and supporting capacity-building, the Fund could transform African cities into sustainable, inclusive hubs capable of withstanding climate shocks while advancing socio-economic development.

From Fundamentals to Growth: Why Most Midcap Stocks That Have Both?

Midcap stocks occupy a unique position in the investment landscape, balancing the stability of large caps with the growth potential of small caps. Unlike market giants, midcaps remain agile and adaptable, while being less volatile than early-stage companies. This makes them appealing to investors seeking both solid fundamentals and expansion opportunities. The article explores what defines midcaps, why they are attractive, potential risks, and the qualities that distinguish fundamentally strong midcap stocks. For investors aiming to capture growth without excessive risk, midcaps present a compelling “sweet spot” in portfolio strategy.

Rebooting the Global Finance System Will Pay Dividends

Reforming the global financial system offers a historic opportunity to accelerate Africa’s urban development and economic integration. Although Public Development Banks (PDBs) make up just 5% of the global financial sector, they manage nearly US$23 trillion in assets and play a vital role in financing long-term development. For African cities—among the fastest-growing in the world—reform could unlock access to affordable, concessional financing for infrastructure, climate adaptation, and social services. By ensuring fairer lending practices, improving debt sustainability, and expanding climate and infrastructure finance, reforms would empower African cities to overcome structural financing barriers while strengthening the African Continental Free Trade Area (AfCFTA). PDBs, as financiers, facilitators, and innovation partners, are uniquely positioned to drive inclusive growth. Their success, underpinned by global reforms, will shape the continent’s ability to build resilient, integrated, and sustainable cities that deliver shared prosperity.