Africa’s path to stronger intra-continental trade relies on collaborative funding value chains that unlock growth for SMEs. Despite the AfCFTA’s potential to boost regional exports and integrate a $22 billion market opportunity, small businesses still face a $100 billion annual trade-finance gap, infrastructure limits, and information barriers. By aligning commercial banks, DFIs, government agencies, and fintech innovators, Africa can streamline due diligence, expand access to liquidity, improve market intelligence, and create a borderless trade ecosystem. This collaborative model can accelerate SME competitiveness, drive cross-border commerce, and help lift millions out of poverty through sustainable economic growth.