Kenya has made remarkable progress in financial inclusion, but access to financial services is not the same as financial understanding. Christine Wachira examines why financial literacy, consumer protection and practical money skills must keep pace with the country’s rapidly digitising financial system, particularly for young people.
Tag: Banking
The Light That Fails: Rethinking Rural Electrification in Angola
Angola’s rural schools need more than electricity connections. Reliable power, solar-plus-battery systems, local technical skills and better financing could transform rural electrification.
Africa’s Digital Banking Revolution: How Mobile-First Fintech Platforms Could Shape the Future of Finance
Africa’s fintech revolution is entering a new phase. From M-Pesa and mobile payments to AI-powered banking platforms, digital finance is reshaping how individuals and businesses access financial services across the continent.
South Africa has too many ways to pay and not enough ways for consumers to understand them. Will these make Cards extinct?
South Africa’s payments landscape is evolving rapidly, with digital wallets, PayShap, QR codes, Buy Now Pay Later (BNPL), and instant bank transfers expanding consumer choice. However, widespread adoption remains constrained by limited consumer education, trust, and operational complexity for merchants. This article explores why payment cards continue to dominate despite the rise of alternative payment methods and explains what the industry must do to drive meaningful digital payment adoption.
The Risk Problem with Investors Treating African Energy as One Market
Africa’s energy sector offers major investment opportunities, but treating the continent as a single market can lead to costly mistakes. This analysis explains why investors need jurisdiction-specific risk management, highlighting how regulatory frameworks, currency volatility, infrastructure constraints, and political conditions differ across African countries. It explores practical strategies for managing long-term energy investment risks and financing renewable energy projects.
The Continent Is Not Waiting. Africa’s Creators Are Already Building the Economy
Africa’s creator economy is rapidly emerging as one of the continent’s fastest-growing industries, driven by millions of young entrepreneurs, artists, filmmakers, musicians, and digital creators. In this opinion piece, Daniel Kojo Soboh, CEO and Founder of EMY Africa, argues that Africa’s youth are already building a multi-billion-dollar economy through creativity, technology, and cultural innovation. He explores how the creator economy is transforming employment, exports, investment, and global perceptions of Africa while calling on governments, investors, and businesses to provide the infrastructure needed to sustain this unprecedented growth.
How CIPS Level 4–6 Can Boost Your Career and Salary in Nigeria’s Growing Supply Chain Sector
Discover how CIPS Levels 4, 5, and 6 can accelerate procurement and supply chain careers in Nigeria. Learn how CIPS qualifications improve professional credibility, unlock senior roles, and increase salaries across industries including oil and gas, banking, telecoms, manufacturing, and logistics.
What People Often Misunderstand About Online Loans in South Africa
Many people misunderstand how online loans work in South Africa, often expecting either a complicated bank-like process or instant, effortless approval. In reality, online lending offers a structured yet convenient experience, typically allowing users to apply within minutes using basic documentation. This article explains the most common misconceptions, how the application process actually works, and why speed and accessibility can sometimes create unrealistic expectations.
African Unicorns 2026: Africa’s Billion-Dollar Startups and Latest Valuations
Africa’s 2026 unicorn landscape includes Flutterwave, OPay, Wave, Tyme Group, MNT-Halan, Moniepoint and other billion-dollar private technology companies. Here are their latest known valuations and what those figures actually mean.
What Africa’s Stablecoin Boom Means for its Financial System
Africa’s stablecoin market is experiencing unprecedented growth, reshaping the continent’s financial system. Stablecoins—digital assets pegged to the US dollar—are increasingly used for cross-border payments, remittances, and preserving earnings in volatile currencies. Countries like Nigeria and South Africa lead adoption, with stablecoins accounting for a growing share of cryptocurrency transactions. Integration with mobile money, wallets, and banks is driving mainstream usage, while regulators in Mauritius, Kenya, Ghana, Uganda, and South Africa are establishing frameworks for virtual asset service providers. As stablecoins reduce transaction costs, enhance liquidity management, and support trade finance, they are becoming a key component of Africa’s fintech ecosystem and financial inclusion strategies.