African fintech is regaining investor attention as the sector matures beyond venture-led growth into sustainable, revenue-generating businesses capable of attracting institutional capital. Recent IPOs by South Africa’s Optasia and Morocco’s Cash Plus, alongside expectations around Airtel Africa’s mobile money business and OPay, signal renewed confidence in African fintech’s long-term potential. With fintech revenues projected to reach $65 billion by 2030, the continent continues to benefit from rising smartphone penetration, mobile money adoption, and a young, urbanising population. Increased merger and acquisition activity, stronger local partnerships, and improved funding momentum in 2026 suggest African fintech is entering a new phase focused on scalability, profitability, and liquidity opportunities for investors.
