Saturday, November 23African Digital Business Magazine

Tag: GraySwan

Beyond Traditional Savings: Unconventional Investments for a Diversified Portfolio
Business, South Africa News

Beyond Traditional Savings: Unconventional Investments for a Diversified Portfolio

Humans are living longer than ever, making retirement planning more and more important, not to mention more and more complicated. It’s never too early or late to start planning for retirement, but it is important to plan actively. This begins with identifying your retirement income goals, considering your likely expenses, setting up some sort of savings programme, and managing your assets and risk. In doing so, most people with the means will make contributions to a compulsory (retirement) savings product, either a pension or provident fund if you’re an employee of a company, or a retirement annuity fund if you’re self-employed or your employer has no retirement arrangements. Compulsory products have a number of advantages. You deduct up to 27.5% of your retirement savings contributions ...
African News

Why fund of funds unit trusts are the way to go

By Gregoire Theron, Chief Investment Officer at GraySwan Investors have the option to either construct their own portfolio of selected single unit trusts or use a fund of funds solution – otherwise known as a fund of funds unit trust. Investors who are looking for well-diversified combination of single unit trust funds which provides consistent superior performing and at lower fees than the industry should consider fund of funds unit trusts. There are a select few premium fund of funds unit trusts which provides such as a one stop shop solution. Single manager unit trusts, which are managed funds that pool money from investors to achieve economies of scale, have grown increasingly popular as they provide easy access to a broad range of assets, such as local and offshore stocks, bonds an...