Kulipa raises $6.2M in seed funding to scale its stablecoin-native card issuing infrastructure, enabling fintech platforms to offer globally accepted payments directly from stablecoin balances across Europe, Latin America, and Africa.
Category: Fintech
Fintech Africa
What Africa’s Stablecoin Boom Means for its Financial System
Africa’s stablecoin market is experiencing unprecedented growth, reshaping the continent’s financial system. Stablecoins—digital assets pegged to the US dollar—are increasingly used for cross-border payments, remittances, and preserving earnings in volatile currencies. Countries like Nigeria and South Africa lead adoption, with stablecoins accounting for a growing share of cryptocurrency transactions. Integration with mobile money, wallets, and banks is driving mainstream usage, while regulators in Mauritius, Kenya, Ghana, Uganda, and South Africa are establishing frameworks for virtual asset service providers. As stablecoins reduce transaction costs, enhance liquidity management, and support trade finance, they are becoming a key component of Africa’s fintech ecosystem and financial inclusion strategies.
The African diaspora: an overlooked financial powerhouse that exceeds international aid
The African diaspora has emerged as a powerful yet underrecognized financial force, sending nearly $100 billion annually to the continent—surpassing both foreign direct investment and official development assistance combined. This steady flow, equivalent to a modern-day “Marshall Plan,” plays a critical role in supporting households and stabilizing economies across Africa. However, most remittances are directed toward basic needs rather than long-term investment, limiting their transformative potential. Despite being highly educated and economically integrated, the diaspora remains largely excluded from structured development strategies. Unlocking this untapped capital through better coordination, policy frameworks, and investment channels could turn diaspora remittances into a major engine for sustainable economic growth in Africa.
How $170 Million in Credit Is Driving Financial Inclusion in Nigeria
M-KOPA has unlocked $170 million in credit in Nigeria, empowering over 1 million customers and accelerating financial inclusion across the country. Through affordable smartphone financing, flexible digital loans, and partnerships with MTN and Airtel, the fintech platform is driving income growth, supporting women’s access to formal credit, and expanding opportunity for everyday earners in Nigeria’s rapidly digitising economy.
2026 ushers in crypto tipping point for African merchants
2026 marks a crypto tipping point for African merchants as stablecoins move rapidly into the mainstream. Sub-Saharan Africa recorded over $205 billion in on-chain value between July 2024 and June 2025, with 52% year-on-year growth, making it the world’s third-fastest growing crypto market. Stablecoins now account for more than 45% of regional crypto volume, driven by cross-border trade, faster settlements, and reduced forex costs. With clearer regulation in South Africa, Kenya, and Nigeria, and growing institutional adoption, companies like Ezeebit believe African merchants are approaching an inflection point where crypto payments shift from “if” to “when.”
Investment in African fintech is key to the continent’s growth
African fintech is emerging as a high-impact investment opportunity, fueling economic growth across healthcare, education, agriculture, and climate resilience. Between 2015 and 2022, African tech firms receiving funding grew sevenfold, with fintech leading the way and producing eight of the continent’s nine unicorns. By enabling access to mobile finance, microloans, and innovative payment solutions, fintech creates ripple effects that strengthen infrastructure, support smallholder farmers, expand low-cost healthcare, and transform education. Investing in African fintech is not only a smart financial decision but also a catalyst for long-term socio-economic development and climate resilience.
Smart contracts, institutional tokenization, and modular infrastructures: D24 Fintech on the 2026 trends shaping blockchain
Blockchain technology is entering a new enterprise-driven phase in 2026, shaped by modular infrastructures, advanced smart contracts, institutional tokenization, and the convergence of AI and blockchain. In this article, Osama Bari, CTO at D24 Fintech, outlines the key trends redefining how blockchain scales, interoperates, and integrates with traditional finance. The analysis explores the rise of Layer-2 rollups and modular blockchains, the evolution of smart contracts into user-friendly smart accounts, the rapid growth of tokenized real-world assets, and the expanding role of AI in automation, compliance, and market intelligence. It also highlights how zero-knowledge proofs and confidential computing are enabling privacy-preserving compliance, positioning blockchain as core financial infrastructure for global enterprises.
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Smart contracts, institutional tokenization, and modular infrastructures: D24 Fintech on the trends shaping blockchain
Smart Contracts, Institutional Tokenization, and Modular Infrastructures: Blockchain Trends Shaping 2026. As blockchain technology continues to evolve, 2026 promises to be a year of transformative growth. Osama Bari, CTO of D24 Fintech, highlights key trends driving the future of blockchain, including the rise of modular blockchains, the increasing adoption of smart contracts, and the growth of institutional tokenization. With platforms like EigenLayer and Celestia leading the way, modular blockchains are set to enhance scalability and interoperability. The convergence of AI and blockchain will further enhance smart contracts, enabling seamless, gasless transactions and automated trading. Meanwhile, tokenized assets like treasuries and bonds are poised to revolutionize traditional markets, offering 24/7 trading and instant settlement. As blockchain technology integrates with Zero-Knowledge (ZK) proofs and confidential computing, privacy and compliance will be taken to the next level, ensuring users control their data while maintaining transparency.
Why Africa needs collaborative funding value chains to drive intra-continental trade
Africa’s path to stronger intra-continental trade relies on collaborative funding value chains that unlock growth for SMEs. Despite the AfCFTA’s potential to boost regional exports and integrate a $22 billion market opportunity, small businesses still face a $100 billion annual trade-finance gap, infrastructure limits, and information barriers. By aligning commercial banks, DFIs, government agencies, and fintech innovators, Africa can streamline due diligence, expand access to liquidity, improve market intelligence, and create a borderless trade ecosystem. This collaborative model can accelerate SME competitiveness, drive cross-border commerce, and help lift millions out of poverty through sustainable economic growth.