Category: Fintech

Fintech Africa

Smart contracts, institutional tokenization, and modular infrastructures: D24 Fintech on the 2026 trends shaping blockchain

Blockchain technology is entering a new enterprise-driven phase in 2026, shaped by modular infrastructures, advanced smart contracts, institutional tokenization, and the convergence of AI and blockchain. In this article, Osama Bari, CTO at D24 Fintech, outlines the key trends redefining how blockchain scales, interoperates, and integrates with traditional finance. The analysis explores the rise of Layer-2 rollups and modular blockchains, the evolution of smart contracts into user-friendly smart accounts, the rapid growth of tokenized real-world assets, and the expanding role of AI in automation, compliance, and market intelligence. It also highlights how zero-knowledge proofs and confidential computing are enabling privacy-preserving compliance, positioning blockchain as core financial infrastructure for global enterprises.

Smart contracts, institutional tokenization, and modular infrastructures: D24 Fintech on the trends shaping blockchain

Smart Contracts, Institutional Tokenization, and Modular Infrastructures: Blockchain Trends Shaping 2026. As blockchain technology continues to evolve, 2026 promises to be a year of transformative growth. Osama Bari, CTO of D24 Fintech, highlights key trends driving the future of blockchain, including the rise of modular blockchains, the increasing adoption of smart contracts, and the growth of institutional tokenization. With platforms like EigenLayer and Celestia leading the way, modular blockchains are set to enhance scalability and interoperability. The convergence of AI and blockchain will further enhance smart contracts, enabling seamless, gasless transactions and automated trading. Meanwhile, tokenized assets like treasuries and bonds are poised to revolutionize traditional markets, offering 24/7 trading and instant settlement. As blockchain technology integrates with Zero-Knowledge (ZK) proofs and confidential computing, privacy and compliance will be taken to the next level, ensuring users control their data while maintaining transparency.

Why Africa needs collaborative funding value chains to drive intra-continental trade

Africa’s path to stronger intra-continental trade relies on collaborative funding value chains that unlock growth for SMEs. Despite the AfCFTA’s potential to boost regional exports and integrate a $22 billion market opportunity, small businesses still face a $100 billion annual trade-finance gap, infrastructure limits, and information barriers. By aligning commercial banks, DFIs, government agencies, and fintech innovators, Africa can streamline due diligence, expand access to liquidity, improve market intelligence, and create a borderless trade ecosystem. This collaborative model can accelerate SME competitiveness, drive cross-border commerce, and help lift millions out of poverty through sustainable economic growth.

Africa Emerges as Most Fraud-Exposed Region Globally, New Sumsub Study Reveals

A new Sumsub 2025 Global Fraud Index, developed in collaboration with Statista, reveals that Africa remains the world’s most fraud-exposed region, with an average score of 3.84, far exceeding the global average of 2.79. Covering 112 countries, the Index highlights persistent regional vulnerabilities in digital and financial systems despite global improvements. Mauritius ranked as Africa’s most fraud-protected nation, while Nigeria, Tanzania, and Uganda were among the least protected globally. The report stresses the urgent need for investment in digital infrastructure, stronger policy frameworks, and cross-sector collaboration to combat evolving fraud threats. Experts emphasize that governance and AI-driven defences will be critical for building trust and resilience in Africa’s fast-growing digital economy.

Absa Teams Build Real-World Banking Solutions in 24 Hours at 2025 Technology Hackathon

Absa has announced the winners of its 2025 Technology Hackathon, where teams had just 24 hours to design real-world digital banking solutions. The event, themed “Ignite the Future: Innovate. Accelerate. Elevate,” showcased Absa’s commitment to innovation, collaboration, and technology-led transformation across Africa. Winning teams from Zambia, South Africa, and Mauritius developed prototypes in categories including AI for Impact and Blue Sky, reflecting Absa’s focus on digital talent and customer-centered innovation.

Building with Women: How Microfinance Is Powering Women-Led Businesses in Africa

Across Africa, women-led businesses face challenges including limited access to collateral, financial literacy gaps, and gender norms restricting decision-making. Advans’ programs—such as El Beya in Tunisia, AdvansHer in Ghana, and VSLA-linked savings in Côte d’Ivoire—offer loans, coaching, and flexible financial tools designed for women. These initiatives have increased incomes, supported job creation, and expanded access to education, demonstrating how microfinance, women’s entrepreneurship, inclusive finance, and gender-focused financial services drive economic resilience and sustainable development.

Driving Africa’s Digital Future: Insights from Tamu Dutuma, Absa’s Head of Strategy & Transformation

Tamu Dutuma, Head of Strategy & Transformation at Absa Regional Operations, shares insights on unlocking SME growth in Africa through technology, cross-border trade, digital payments, and ecosystem collaboration. He highlights the transformative role of fintech, partnerships, and early-stage startup engagement in shaping Africa’s digital economy.

Premier Credit Uganda Secures $1.5 Million Investment from Swiss Impact Asset Manager Enabling Qapital

Premier Credit Uganda, a subsidiary of Platcorp Group, has secured a $1.5 million investment from Enabling Qapital, a Swiss impact asset manager, to expand financial inclusion in Uganda. The funding will scale microfinance services, support SMEs, and extend access to credit for women, youth, and rural communities, reinforcing Platcorp’s leadership in sustainable finance across Africa.