African fintech is regaining investor attention as the sector matures beyond venture-led growth into sustainable, revenue-generating businesses capable of attracting institutional capital. Recent IPOs by South Africa’s Optasia and Morocco’s Cash Plus, alongside expectations around Airtel Africa’s mobile money business and OPay, signal renewed confidence in African fintech’s long-term potential. With fintech revenues projected to reach $65 billion by 2030, the continent continues to benefit from rising smartphone penetration, mobile money adoption, and a young, urbanising population. Increased merger and acquisition activity, stronger local partnerships, and improved funding momentum in 2026 suggest African fintech is entering a new phase focused on scalability, profitability, and liquidity opportunities for investors.
Tag: FinTech
Africa Tech Summit London 2026 Reveals 13 Investor-Ready African Startups at London Stock Exchange
The Africa Tech Summit London 2026 has announced 13 investor-ready African startups selected to present at the London Stock Exchange on May 29. The showcase highlights leading ventures across fintech, AI, healthtech, mobility, and infrastructure, reflecting the growing maturity and global competitiveness of Africa’s tech ecosystem.
Lua Raises $5.8M to Build Operating System for Human–Agent Collaboration
Lua raises $5.8M in seed funding led by Norrsken22 to develop an AI operating system enabling businesses to deploy and manage human–agent workflows globally.
Kulipa Raises $6.2M to Scale Stablecoin Payments and Card Issuing Infrastructure for Global Fintech Platforms
Kulipa raises $6.2M in seed funding to scale its stablecoin-native card issuing infrastructure, enabling fintech platforms to offer globally accepted payments directly from stablecoin balances across Europe, Latin America, and Africa.
African Unicorns 2026: Africa’s Billion-Dollar Startups and Latest Valuations
Africa’s 2026 unicorn landscape includes Flutterwave, OPay, Wave, Tyme Group, MNT-Halan, Moniepoint and other billion-dollar private technology companies. Here are their latest known valuations and what those figures actually mean.
What Africa’s Stablecoin Boom Means for its Financial System
Africa’s stablecoin market is experiencing unprecedented growth, reshaping the continent’s financial system. Stablecoins—digital assets pegged to the US dollar—are increasingly used for cross-border payments, remittances, and preserving earnings in volatile currencies. Countries like Nigeria and South Africa lead adoption, with stablecoins accounting for a growing share of cryptocurrency transactions. Integration with mobile money, wallets, and banks is driving mainstream usage, while regulators in Mauritius, Kenya, Ghana, Uganda, and South Africa are establishing frameworks for virtual asset service providers. As stablecoins reduce transaction costs, enhance liquidity management, and support trade finance, they are becoming a key component of Africa’s fintech ecosystem and financial inclusion strategies.
How $170 Million in Credit Is Driving Financial Inclusion in Nigeria
M-KOPA has unlocked $170 million in credit in Nigeria, empowering over 1 million customers and accelerating financial inclusion across the country. Through affordable smartphone financing, flexible digital loans, and partnerships with MTN and Airtel, the fintech platform is driving income growth, supporting women’s access to formal credit, and expanding opportunity for everyday earners in Nigeria’s rapidly digitising economy.
Investment in African fintech is key to the continent’s growth
African fintech is emerging as a high-impact investment opportunity, fueling economic growth across healthcare, education, agriculture, and climate resilience. Between 2015 and 2022, African tech firms receiving funding grew sevenfold, with fintech leading the way and producing eight of the continent’s nine unicorns. By enabling access to mobile finance, microloans, and innovative payment solutions, fintech creates ripple effects that strengthen infrastructure, support smallholder farmers, expand low-cost healthcare, and transform education. Investing in African fintech is not only a smart financial decision but also a catalyst for long-term socio-economic development and climate resilience.
The blockchain frameworks set to enhance fintech development in 2026
As digital capital markets mature, blockchain frameworks are becoming the backbone of fintech innovation in 2026. With over half a billion users globally and widespread adoption by financial institutions, blockchain is reshaping payments, settlements, smart contracts, and decentralized finance. This article explores the leading blockchain frameworks driving fintech development—Corda, EOSIO, Hyperledger Fabric, Ethereum, and XRP Ledger—highlighting their real-world use cases, scalability, regulatory readiness, and impact on banks, fintechs, and digital asset platforms. Industry insights from D24 Fintech CTO Osama Bari outline how choosing the right framework will be critical for fintechs seeking efficiency, security, and long-term growth in an increasingly competitive blockchain ecosystem.
Smart contracts, institutional tokenization, and modular infrastructures: D24 Fintech on the 2026 trends shaping blockchain
Blockchain technology is entering a new enterprise-driven phase in 2026, shaped by modular infrastructures, advanced smart contracts, institutional tokenization, and the convergence of AI and blockchain. In this article, Osama Bari, CTO at D24 Fintech, outlines the key trends redefining how blockchain scales, interoperates, and integrates with traditional finance. The analysis explores the rise of Layer-2 rollups and modular blockchains, the evolution of smart contracts into user-friendly smart accounts, the rapid growth of tokenized real-world assets, and the expanding role of AI in automation, compliance, and market intelligence. It also highlights how zero-knowledge proofs and confidential computing are enabling privacy-preserving compliance, positioning blockchain as core financial infrastructure for global enterprises.